Commercial Banks(상업 은행)란 무엇입니까?
Commercial Banks 상업 은행 - Assuming that a central bank is successful in steering money market interest rates, commercial banks’ loan rate setting behaviour is not expected to change during a transition between liquidity surplus and deficit. [1] This study investigated the bank-specific and macroeconomic determinants of commercial banks’ liquidity in Ethiopia using secondary unbalanced panel data. [2] We use a unique dataset of ratings for euro area corporate loans from commercial banks’ internal rating-based (IRBs) systems and central banks’ in-house credit assessment systems (ICASs) to investigate whether banks’ IRB ratings underestimate the credit risk of their corporate loan portfolios when the latter are used as collateral in the Eurosystem’s monetary policy operations. [3] Second, if such loans adversely affect the commercial banks’ moral hazard problem due to their opacity. [4] Selected variables for financial inclusion include; currency outside banking, currency in circulation, microfinance banks’ deposits, number of commercial bank branches, commercial banks’ credit to private sector, loans and deposits of rural branches of commercial banks. [5] In this study, the authors used three research models to form a three-dimensional frame of reference (past, present, and future) to identify, analyze, and evaluate the factors affecting the service quality of commercial banks’ savings deposit mobilization, and to suggest solutions that can minimize risks and improve customer satisfaction for savings deposits at commercial banks, improve service quality to avoid potential long-term risks, as well as maintain sustainable growth and social stability in the future. [6] However, this study aims to explore the use of social media sites and the effect of social media on the buying decision of the commercial banks’ consumers in Jordan. [7] Agricultural sector output (AGOUT) was proxied as the endogenous variable to measure the performance of agricultural sector, and regressed on Commercial Bank Credits to Agricultural sector (CBCA), Commercial banks’ Gross Saving deposits (CGSD), Microfinance Bank Credits to Agricultural sector (MBCA), Microfinance banks’ Gross Saving Deposits (MGSD) and Deposit Interest Rate (DIR) as the proxies of bank financial intermediation. [8] With similar coverage rates for both fund managers and investors, how do fintechs use information and digital technology gobbling a big chunk of commercial banks’ profit. [9] The study concludes that irrespective of whatever is the industry and macroeconomic state of the economy, commercial banks’ ability to remain profitable, strictly dependent on the capacity of internal management to invest the banks resources into quality assets that affords the bank the opportunity to maintain optimal liquidity and generate earnings sufficient to offset all associated cost of doing business as well as create positive margin adequate to reward shareholders. [10] Constrained by the indirect mode of financing, commercial banks’ non-performing loan ratio is rising and their risk exposure is expanding in China. [11] Under the revised DSGE framework, this paper discusses the impact and stability analysis of commercial banks’ risk preferences on SMEs’ financing. [12] Lending is the primary role in commercial banks’ daily banking activities and is described as the heart of a commercial banks’ banking business. [13] Behavioural Intention of Commercial Banks’ Customers towards Financial Technology Services, Journal of Finance and Banking Review, 5(4): 10 – 27. [14] The article investigates the determinants of commercial banks’ performance in India over the period from 2000 to 2017 with special reference to the macroeconomic factors. [15] Received: 16/4/2021 In Vietnam, accounting disclosure for commercial banks’ needs has been received less attention from scholars and researchers, compared to a large number of researches on the investors’ information needs. [16] This paper proposes a Deep Neural Network (DNN) design to model the introduction of CBDC and its potential impact on commercial banks’ deposits. [17] According to the application scenarios and actual needs of commercial banks’ financial risks, the entropy weight analysis method is used to reflect the weight of indicators by the difference degree of observed index values. [18] The purpose of the paper is to identify the most efficient directions and tools of digital transformation for commercial banks, problems, and threats to the digitalization of the banking sector. [19] The paper depends mainly on secondary data, which is collected from consolidated financial reports of commercial banks and other official publications and documents. [20] A survey is conducted on 250 customers from commercial banks in Pakistan and scales were acquired from past literature. [21] The parameters values of each model are estimated using the spiral optimization algorithm based on monthly data on deposit and loan volumes of two groups of commercial banks in Indonesia. [22] A specific feature of the stability of this segment is its dependence on the level of citizens' trust in commercial banks. [23] These trends concur with important changes in microfinance, such as increased commercialization, competition with commercial banks, and involvement of private investors. [24] This study evaluated the three dimensions of performance of commercial banks in Bangladesh by analyzing the trend of the Malmquist Productivity Index (MPI) of the Total Factor Productivity (TFP), Return on Asset (ROA) and Total Stock Return (TSR) over the period 2011 to 2015. [25] In order to understand the current situation of liquidity risk of commercial banks in China, this paper selects the corresponding indicators and uses principal component analysis to comprehensively evaluate the liquidity risk levels of 22 commercial banks in 2017. [26] What have been the objectives and operations when a government has decided to act as an investor of last resort and take control of commercial banks? The answer is limited to cover the financial history of two countries. [27] In 20th century soft skills are a major differentiator, a sine qua non for employability and success, Heckman and Kautz (2012) [1] , the case of banking sector covering about 1, 49,163 branches of commercial banks in India is akin to this. [28] Design: IFTB is a valuable paper which is issued by government treasury through a barter contract and is sold to central or commercial banks. [29] Furthermore, the price discrimination results in a rising of the issuer’s default risk, especially when underwriters are commercial banks with strong market power and plenty of regulatory capitals. [30] Money multiplier — the concept, limitations and criticism The article presents the money creation process in the modern economy, including the role of the central bank and commercial banks in this process. [31] A case of Commercial Banks in Kenya was used to achieve the objectives of the study. [32] We use data from commercial banks of three countries of Euro-zone that adopted a different approach regarding their growth model. [33] However, there is need to regulate the commercial banks? asset base to increase their Liquidity Ratio so as to increase access to credit by the SMEs. [34] ,The empirical results show that corruption is important in explaining the profitability of commercial banks in both developed and emerging countries. [35] The methodology employed was a vector autoregression, which included the following variables: MB – monetary base; BP – the balance of payments; GD – government deposit on the balance sheet of the Issue Department of the Bulgarian National Bank; MRR – minimum required reserve ratio of commercial banks. [36] The traditional sources of finance such as commercial banks have been unwilling and reluctant to join hands with micro finance institutions. [37] Keywords : Financial Inclusion, Commercial banks, GDP, Liquidity Ratio, Loan-to-Deposit Ratio DOI : 10. [38] To this end, in addition to presenting a summary of China’s CBDC system, this paper also explains the rights and obligations of the central bank, the commercial banks and the public with regards to the currency, in the hope that such contents can be of some help to the revision of relevant laws in the future. [39] To that end, Data Envelopment Analysis techniques are employed with data from the years 2013 to 2016 on a sample of 307 LAC cooperative and commercial banks. [40] In the fifty years of nationalisation of commercial banks, there has been a considerable progress made in the expansion of institutional credit in the rural areas. [41]non performing financing
Findings : The results show that NPF (non-performing financing) does not affect the volume of financing in Islamic commercial banks in Indonesia, FDR (financing to deposit ratio) does not affect the volume of financing in Islamic commercial banks in Indonesia, NPF (non-performing financing) has no effect on DPK (third party funds), FDR (financing to deposit ratio) has no effect on DPK (third party funds), DPK (third party funds) has a positive effect on the volume of financing in Islamic commercial banks in Indonesia, DPK partially mediates the effect of NPF (non-performing financing) to the volume of financing Islamic banks in Indonesia, DPK perfectly mediates the effect of FDR (financing to deposit ratio) to the volume of financing Islamic banks in Indonesia. [1]Islamic Commercial Banks
The aim of this study is to investigate the role of Islamic Corporate Social Responsibility in moderating the effect of zakat on Islamic commercial banks’ financial performance. [1] While the purpose of this study is to determine the effect of CAR, BOPO and NPF on the profitability of Islamic commercial banks. [2] Article Info The purpose of this study is to determine the efficiency level of Islamic commercial banks and Sharia Business Units for the period of 2012-2017 and to examine the existence of size effect in bank efficiency. [3] From the results of panel data regression analysis, the results show that the Islamic Corporate Indentity variable in Islamic Commercial Banks in Indonesia in 2014-2017 has a positive significant effect on Profitability, this can be seen from the Prob value of 0. [4] Findings : The results show that NPF (non-performing financing) does not affect the volume of financing in Islamic commercial banks in Indonesia, FDR (financing to deposit ratio) does not affect the volume of financing in Islamic commercial banks in Indonesia, NPF (non-performing financing) has no effect on DPK (third party funds), FDR (financing to deposit ratio) has no effect on DPK (third party funds), DPK (third party funds) has a positive effect on the volume of financing in Islamic commercial banks in Indonesia, DPK partially mediates the effect of NPF (non-performing financing) to the volume of financing Islamic banks in Indonesia, DPK perfectly mediates the effect of FDR (financing to deposit ratio) to the volume of financing Islamic banks in Indonesia. [5]이 연구의 목적은 이슬람 상업 은행의 재무 성과에 대한 자카트의 효과를 조절하는 이슬람 기업의 사회적 책임의 역할을 조사하는 것입니다. [1] nan [2] nan [3] nan [4] nan [5]
Sharium Commercial Banks
This paper is aimed at analyzing the impact of the Covid-19 pandemic towards sharia commercial banks’ performance in Indonesia. [1] ,This research employs data of financial statements published by ten sharia commercial banks listed in the Indonesia Financial Services Authority during the period 2011–2016. [2] However, the profitability of Sharia Commercial Banks is still low, which is below the standard set by Bank Indonesia of 1. [3]이 문서는 Covid-19 전염병이 인도네시아에서 샤리아 상업 은행의 성과에 미치는 영향을 분석하는 것을 목표로 합니다. [1] nan [2] nan [3]